Knowledge of circumstances that aggravate risks does not mandatorily result in insurer’s release from liability

Thursday, December 11, 2014 Veröffentlichungen

Article by Dr. Fabian Herdter in Versicherungspraxis 12/2014

If the insurer after the occurrence of the insured event relies on allegedly intentional or fraudulent aggravation of risk caused by the policy holder, the policy holder should duly assess the legal situation.

The mere knowledge of risk aggravating circumstances of the policy holder does not automatically leads to the assumption that the policy holder was also fully aware on the risk aggravating character of his actions, as the article by Fabian Herdter points out.


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